Cutting the reserve requirement ratio and interest rates, setting up refinancing policies, the three major types of monetary policies help stabilize economic growth.

The package of financial policies introduced by the People's Bank of China, the China Banking and Insurance Regulatory Commission, and the China Securities Regulatory Commission, including reserve ratio cuts, interest rate cuts, establishment of loans for service consumption and elderly care, and the issuance of major reform plans for public offering funds, aim to stabilize the market and expectations. These policies are divided into three categories: quantity-based, price-based, and structural-based, aimed at injecting liquidity into the financial market, lowering the interest rates on individual housing provident fund loans, increasing the lending limit in areas such as technology innovation, expanding consumption, and inclusive finance. The policies are helpful in expanding investment, boosting consumption, improving market confidence and expectations.