From "cooperation" to "integration", Gansu Rural Commercial Bank was approved for establishment, and the rural credit reform was implemented with a "one province, one policy" approach.

The China Banking and Insurance Regulatory Commission has approved the establishment of Gansu Rural Commercial Bank, marking a new stage in the reform of Gansu's rural credit cooperatives. Prior to this, the focus of the reform in Gansu had undergone multiple adjustments, and in early 2025, it switched to a unified legal entity model. The value of this reform lies in strengthening the local financial security defense line and improving the quality and efficiency of financial services, but it also faces challenges such as the difficulty of integration and the daunting task of resolving risks. The reform in Gansu is a microcosm of the national rural credit system reform, reflecting the principle of "one province, one policy" for deepening the reform of the national rural credit system.