Four ministries: fully leverage the role of the national agricultural credit guarantee system, promote the downscaling of agricultural guarantee agencies.

date
14/02/2026
The People's Bank of China, the China Banking and Insurance Regulatory Commission, the China Securities Regulatory Commission, and the Ministry of Agriculture and Rural Affairs have issued the "Opinions on Coordinating the Establishment of a Normalized Financial Support Mechanism to Help Prevent the Return to Poverty, Poverty and Rural Revitalization". The "Opinions" propose to enrich financial products and service models. Financial institutions should focus on areas with strong employment absorption capacity and good income-increasing effects, build financial service scenes, and develop exclusive financial products. On the premise of legal compliance and controllable risks, explore the use of "loans + external direct investment", technology insurance, intellectual property pledge financing, various investment funds and other support measures to meet the financing service needs of agricultural science and technology enterprises at different life stages. Relying on infrastructure such as the unified registration and disclosure system for movable property financing, actively promote financing using agricultural facilities and live animals as collateral, optimize the financing guarantee mode for rural contracted land management rights, deepen financial services for collective forest ownership system reform, further broaden the range of collateral, and continue to increase effective credit input. Give full play to the role of the national agricultural credit guarantee system, promote the decentralization of agricultural guarantee institutions, and improve the accessibility of services in underdeveloped areas.