KPMG China: Financial technology companies going global with a "dual-market" model.

Huang Aizhou, Managing Partner of Financial Technology at KPMG China, stated that current Chinese financial technology companies going global are adopting a "dual-market" model, with a focus on "universal coverage" in emerging markets and "technological breakthroughs" in mature markets becoming a new trend. The "Financial Technology 'Dual 50' Ten-Year Report" pointed out that the essence of the "dual-market" model is the precise strategic layout of financial technology companies based on the global landscape and their own capabilities. In emerging markets, universal coverage is achieved through large-scale promotion, while in mature markets, competitive barriers are built through technological depth. The synergy of the two drives demonstrates the flexibility and resilience of Chinese financial technology companies going global. In the future, as technology continues to evolve and global cooperation deepens, this differentiated layout is expected to further expand, pushing Chinese financial technology from commercial success to a new stage led by technology.