The annualized interest rate approaches 2%, and there is another wave of large fixed deposits being intensely sold at the end of the quarter.

date
15/09/2025
On the afternoon of September 13, the Shandong branch of Bank of Communications recommended large-amount certificates of deposit on its official WeChat account, attracting market attention. This morning, a reporter found that in the past week, nearly ten banks such as Bank of Communications, Postal Savings Bank, and Dalian Bank have issued notices for the issuance of large-amount certificates of deposit, with the highest annual interest rate approaching 2%. "At the end of each quarter, it is usually the time to check the banks' regulatory indicators with point-in-time data," said a source from a listed bank to the reporter, suggesting that the intensive issuance of large-amount certificates of deposit by many banks in September may be related to this factor.