Yu Weiwen: The low interest rate environment in Hong Kong may not necessarily continue. Individuals should be cautious of the risks when purchasing a property or making investments.

According to the Zhidao Financial APP, Norman Chan, the Chief Executive of the Hong Kong Monetary Authority, stated in an article that under the linked exchange rate system, the Hong Kong dollar interest rates generally track those of the US dollar, and are also affected by the supply and demand of Hong Kong dollar funds in the market. In terms of the current supply and demand situation, Hong Kong dollar funding has become quite abundant after a significant increase in surplus. However, he mentioned that the future trends of the Hong Kong dollar exchange rate and interest rates still have many variables, and the current low interest rate environment may not necessarily continue. When making decisions on property purchase, investment, or borrowing, citizens should fully consider various possibilities such as the Hong Kong dollar potentially weakening further, or interest rates possibly rising, and manage related risks accordingly. The Hong Kong Monetary Authority will continue to closely monitor market changes and maintain monetary and financial stability.