Zhongyuan Mortgage: H's actual interest rate drops to 2.26%, promoting subleasing to buying and buying houses for rent.

Wisdom Financial APP learned that Wang Meifeng, the General Manager of Central Mortgage, stated that today the 1-month interbank offer rate has once again dropped to 0.96%, reaching a new low since July 21, 2022. Calculated based on the market H+1.3%, the actual interest rate today has decreased to 2.26%, also hitting a new low since July 2022. For an average mortgage amount of 5 million Hong Kong dollars, compared to the market maximum interest rate of 3.5% at the beginning of the month, the interest rate has decreased by 1.24%, resulting in a monthly payment reduction of approximately 3341 Hong Kong dollars, a decrease of 14.9%.