Since 2021, the proportion of corporate loans has increased from 63% to 68%, while the proportion of residential loans has decreased from 37% to 32%.

The financial data released by the People's Bank of China on May 14 showed that the overall financial amount data for the first four months of this year continued to improve, the credit structure continued to improve, and supported the structural transformation of the economy. It was learned that since 2021, the proportion of enterprise loans has increased from 63% to 68%, while the proportion of household loans has correspondingly decreased from 37% to 32%. Industry experts pointed out that this indicates that more credit funds are being invested in real enterprises, and the decrease in household financing demand is also related to more rational investment behavior such as buying houses.