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With the high volatility of gold prices, the trend of gold investment continues to rise, and the phenomenon of cashing out credit cards for "speculating in gold" is quietly emerging. Recently, many domestic banks such as China Construction Bank, Industrial Bank, Guangfa Bank, and Zhejiang Commercial Bank have issued risk warnings for credit card "speculating in gold" in response to the recent surge in gold investment, emphasizing strict control over credit card "speculating in gold." (Yi Cai).
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