The intermediary fees are nearly one thousand yuan, and the business of assisting mainlanders in opening accounts in Hong Kong is booming.

When mainland users apply for a Hong Kong bank account, the most common difficulty they encounter is making appointments and queueing. Some intermediaries have stated that the method of agency representation is no longer feasible, as customers must personally go to Hong Kong, but they can provide guidance on account opening and full assistance. The recovery of the Hong Kong stock market, the demand for cross-border wealth management, and the high-tier talent scheme are driving the hot trend of account opening, with Hong Kong bank accounts becoming a gateway to connect to the international market. Intermediaries are sniffing out new business opportunities from the surging demand for investment and wealth management. Some intermediaries have stated that Hong Kong banks have been actively seeking cooperation with companies since last year. It is shown that in the first quarter of 2024, HSBC Hong Kong added 130,000 private clients; by the first quarter of 2025, this number skyrocketed to 300,000.