Compilation of relevant cases to be released; statistical criteria for commercial banks' technology loans set to tighten.

Multiple banking insiders have confirmed to Cailian Press reporters that relevant authorities are stepping up efforts to issue a compilation of industrial cases involving technology enterprises, to be used to standardize the data statistics for commercial banks' technology loans. A commercial bank source involved in the related research said the compilation is equivalent to a negative list, and any projects involving cases included in the compilation will not be counted as technology loans. The overall tone is to tighten the criteria for recognition, for example, excluding technology project enterprises based on innovation in traditional industries. The compilation is expected to be released by the end of the year at the latest, and once implemented, it will reduce the scale of existing technology loans. Central bank data shows that as of June 2025, the balance of commercial banks' technology loans had exceeded 44.1 trillion yuan, with a growth rate of 12.5%; the average loan access rate for technology enterprises was 51.9%.