Secondary market ticket collection, overseas financing proposals, accelerated sprint in bank loans at the end of the year.

As the crucial juncture of the end of the first half of the year approaches, banks are accelerating their push in loan business. In the secondary market, the interest rates for discounted bills are rapidly declining, reflecting banks' faster pace in acquiring bills. In order to compete for high-quality customers, banks are coordinating various resources to launch specialized, low-cost financing schemes. These initiatives reflect banks' flexible management approach of credit assets according to market trends. Experts believe that facing low growth in traditional loan business, the banking industry should focus on exploring customer demand and developing multiple businesses, shifting from size orientation to quality and efficiency drive.