Hangzhou solicits opinions: By the year 2028, the annual credit quota for banks for OPC shall not be less than 5 billion yuan, and the total size of OPC funds in the city will exceed 3 billion yuan by 2028.

The Hangzhou Science and Technology Bureau has drafted the "Action Plan to Build Hangzhou into a National Entrepreneurial Hub for 'AI+OPC'", the "Policy Measures for Building Hangzhou into a National Entrepreneurial Hub for 'AI+OPC'", and the "Guidelines for the Construction of 'AI+OPC' Communities in Hangzhou". Now open to the public for feedback. It emphasizes increasing financial support, optimizing the "5+X" accompanied scientific and technological innovation ecosystem service system, encouraging banking institutions to innovate and launch products such as "OPC credit loans" and "AI entrepreneurship loans" tailored to the characteristics of OPC. It also aims to optimize entrepreneurship guarantee loan policies by including qualified OPC talents as recipients of entrepreneurship guarantee loans and interest subsidies, and encourages government-backed financing guarantee institutions to provide credit guarantees to OPC projects. Innovative forms of financial support will include distributing bank loans or financing subsidies and consumer coupons to qualified OPC projects. It encourages insurance companies to develop insurance products tailored to OPC, covering risks such as income interruption, data security, and intellectual property infringement. By 2028, banks will allocate a minimum of 5 billion yuan in credit annually to OPC projects. A supportive entrepreneurship investment system will be established by improving and strengthening the "3+N" industry fund cluster, leveraging the role of funds such as the Market Foundation, exploring more efficient investment decision-making channels and mechanisms, and providing precise support for the growth of high-quality OPC projects. It supports the establishment of district-level OPC funds in districts and counties, encourages OPC communities to establish seed funds and angel funds, and regularize project roadshows and investment matching activities to establish a continuous investment mechanism. Establishment of a special fund pool for "OPC Key Enterprises Diversion Investment", providing investment support to OPC projects with great potential in accordance with the "government-led, community co-investment" model. By 2028, the total scale of OPC funds in the city will exceed 3 billion yuan, investing in no less than 100 OPC companies.