Commercial banks use credit cards as an important tool to help unleash consumer spending potential.

Recently, there have been frequent signals released at the policy level to boost consumption through financial support. A series of targeted measures have been implemented, providing strong support for credit cards to play a role in stimulating consumption. As one of the important tools for financial consumption promotion, major banks have quickly responded to policy deployments, using credit cards as a starting point. Through measures such as reducing installment costs, combining fiscal subsidies, enriching consumption scenarios, and optimizing product services, they have effectively lowered the cost of household credit, injecting financial momentum into boosting consumption.