Digital RMB interest calculation has landed for a month: "Wallet" is active and the scene is enriched.

The implementation of the digital RMB interest payment policy has been in place for a "full month". Reporters have learned that in the past month, several state-owned large banks, joint-stock banks, and internet banks have successively implemented the digital RMB interest payment policy, leading to subtle changes in user behavior: wallet balances increasing, activity levels rising, and usage frequency in various scenarios significantly increasing. The real-name digital RMB wallet balance can earn interest based on the current deposit rate. The transition of digital RMB from "spending" to "saving" may seem like a small step, but it is reshaping the public's financial management methods and also conducive to building a new ecosystem of digital financial services.