Profitability remains resilient, asset size steadily expanding, the first eight listed banks are expected to achieve good performance in 2025.

The 2025 performance reports of listed banks have been released one after another. As of January 25th, 8 listed banks including China Merchants Bank, China Citic Bank, Shanghai Pudong Development Bank, Industrial Bank, Ningbo Bank, Bank of Nanjing, Bank of Hangzhou, and Suining Bank have disclosed their 2025 performance reports. These banks have all achieved year-on-year growth in net profit attributable to shareholders, with 7 of them achieving double growth in revenue and net profit. From the first batch of 8 performance reports, the listed banks have continued their steady growth trend, maintaining profitability resilience, steadily expanding asset size, showing characteristics of "stable quantity, superior quality, and structural improvement" in their business fundamentals. Improvements in liability costs and rapid growth in net interest income have become key factors supporting the positive performance. Multiple banks have revealed during their 2026 work meetings that they will continue to optimize their business structures, broaden sources of net interest income, deepen risk management, and increase efforts in disposing of non-performing assets.