By 2025, more than 10,000 bank branches will close, reducing costs and increasing efficiency while also ensuring good customer service.

According to the information disclosed in the "Financial License Information" section of the website of the China Banking Regulatory Commission, in 2025, more than 11,000 bank branches were allowed to close, while over 8,400 new branches were approved to open. This means that the net decrease in the number of bank branches in 2025 exceeded 2,000. Industry insiders analyze that the decrease in the number of bank branches is mainly due to factors such as small and medium-sized financial institutions reforming, and banks proactively closing inefficient branches. While reducing costs and increasing efficiency, banks also need to actively take on social responsibility and build a three-dimensional service network consisting of online, offline, and mobile services.