Yidian Zhike (YRD.US) AI+ strategy continues to report good news, opening up new directions for growth in internet insurance.

Today, the AI-driven digital technology service provider YRD.US officially announced the latest developments in the Internet insurance business. Since launching this business in the first quarter of 2025, the company has rapidly accumulated users and premium scales through the transformation of the entire chain of customer acquisition, underwriting, and operations with AI technology. The company has not only achieved a "high profit margin + low customer acquisition cost" benign model, but also hit the core concerns of industry market and investors about the "technology implementation capabilities" and "business profitability" of technology companies. Relying on next-generation information technologies such as the Internet, big data, and artificial intelligence, YRD.US has developed a "AI + multiple scenarios" digital strategy for the entire chain of business, and the application scope of artificial intelligence solutions is constantly expanding. Building a high-value business ecosystem to achieve stable insurance business growth YRD.US's Internet insurance business was launched and in operation in the first quarter of 2025. It has now established strategic partnerships with several leading insurance companies, providing comprehensive protection solutions covering health insurance, critical illness insurance, accident insurance, property insurance, and travel insurance, basically achieving comprehensive coverage of mainstream insurance needs. As of mid to late September, the cumulative number of registered users has reached nearly 4.3 million, laying a solid foundation for the next stage of development and growth. The company's independently developed marketing platform and insurance system of insurance companies are closely and efficiently integrated. By analyzing user digital interaction behavior to optimize service experience, significant optimization of customer acquisition costs has been achieved. Through the AI-empowered intelligent customer identification system, the company has effectively developed the existing customer ecosystem, greatly reducing the reliance on traditional marketing channels, while enhancing operational efficiency. Technology-driven business iteration AI restructuring insurance chain YRD.US continues to improve its business innovation, always aiming to drive business iteration with technology. In the continuous deepening of the application of artificial intelligence technology in Internet insurance, the continuous development of this independently developed technology can deeply explore and analyze customer digital interaction behavior data, accurately capture potential insurance needs signals, and gradually build a full-chain service capability of "demand insight-precision matching-experience optimization", injecting technological energy into high-quality growth of insurance business. Relying on its independently developed dynamic user model, YRD.US extracts more than 1,170 feature labels through deep mining of user interaction data and behavior characteristics, matching insurance with users bidirectionally, realizing intelligent recommendation of insurance products, maintaining an underwriting rate of over 98%, fitting users' own situations and family attributes, long-term escorting, and effectively intercepting insurance risks. Self-service insurance through technologies such as image, voice, and semantic recognition significantly reduces traditional manual input costs for users, with an accuracy rate of over 90%, reducing the insurance loss rate by over 30%. Tang Ning, Chairman and CEO of YRD.US, said, "We are fundamentally changing the way customers access insurance protection through AI-driven technology. By integrating insurance solutions into various applications in customers' lives, we are using technology to create an innovative insurance experience that makes insurance protection easier to obtain and more tailored to needs." Driving AI technology iteration to achieve continuous innovation and strategic development YRD.US will continue to strengthen the core strategic position of artificial intelligence technology, expand business boundaries and release deep value through the progressive advancement of technological capabilities, and explore more product demand opportunities. The company's technology platform continues to iterate and upgrade, continuously increasing investment in analyzing increasingly complex data patterns to identify new emerging insurance needs and develop corresponding product solutions. Tang Ning, Chairman and CEO of YRD.US, said, "We have a technological advantage in AI strategically. By continuously increasing investment in technology upgrades, we can quickly leverage new market opportunities, laying a solid foundation for the long-term sustainable growth of Internet insurance business." In the future, YRD.US will continue to use AI technology as an engine to solidify its existing business competitive barriers and reserve growth space for emerging demands. This strategic resolve of "staying true while being innovative" not only ensures the stability of short-term performance but also outlines a clear vision of long-term value growth.