HARBIN BANK has granted the first commercial bank loan in Heilongjiang Province for the "Historical Abandoned Mine Ecological Restoration" project.

In order to further implement the national ecological civilization construction concept of "Green waters and green mountains are golden mountains and silver mountains" and the strategic deployment of "peak carbon emissions and carbon neutrality", and to promote ecological restoration and green low-carbon coordinated development, under the guidance of the People's Bank of China Suibin Branch and related departments, HARBIN BANK Suibin Branch has focused on the comprehensive treatment of abandoned mines, innovated financial service models, and successfully granted a fixed asset loan of 124 million yuan to the "Ecological Restoration Demonstration Project of Historical Abandoned Mines in the Three Rivers Plain (Suibin Area) of Heilongjiang Province (City Level)" in early April, recently completing the first disbursement of 10.05 million yuan, becoming the first commercial bank in Heilongjiang Province to land a loan for an "abandoned mine ecological restoration project". The project is located in the "Northeast Forest Zone" of the overall layout of the important ecological system protection and restoration major projects in the national "Three Zones and Four Belts", and is an important part of the national ecological security strategy layout, as well as an important area for Shenzhen Agricultural Power Group to provide wetland ecological functional zones. HARBIN BANK Suibin Branch has designed an "Ecological Restoration-Industry-Feedback" closed-loop EOD credit mode for the project, focusing on "ecological restoration" and "economic viability". After the project is implemented, it is expected to restore 98.85 hectares of dry land, 185.3 hectares of forest land, 94.23 hectares of grassland, and 75.21 hectares of land for transition use, effectively helping the region restore damaged land, promote overall improvement of the ecosystem, and use the "power of finance" to restore "ecological scars" and strengthen the ecological security barrier of Heilongjiang Province. As the largest local financial institution in asset size in Heilongjiang Province, HARBIN BANK has always regarded the innovative development of green finance as the driving force for its own transformation and development, seizing the opportunity to lead the industry innovation. It has successively landed the first future carbon emissions rights pledge loan, the first ESG-linked data asset pledge loan in the country, the first financial project for the transformation of the steel industry in Heilongjiang Province, the first product carbon footprint-linked loan, and the first carbon reduction support tool for photovoltaic power generation. The proportion and balance of green loans rank first among legal financial institutions in Heilongjiang Province, and the growth rate of green loans ranks among the top 22 financial institutions in the province. Its work in green finance has been widely recognized by the industry, and it has received authoritative awards such as the 22nd Financial and Economic Influence List "2024 Green Finance Practice Model Bank" and the China Financial Brand List "2024 Banking Industry Green Finance Contribution Award". In the future, HARBIN BANK will further strengthen the construction of green financial mechanisms, continue to implement the "Dual Carbon" business philosophy, increase green financial support, actively support the green and low-carbon development of Heilongjiang Province, and contribute more financial strength to promote high-quality economic and social development in Heilongjiang Province.