PBOC Deputy Governor Zou Lan: Anyone who claims they can whitewash credit reports or remove bad records in advance through "record deletion" is a scammer.

The 17th Caixin Summit was held in Beijing from November 11 to 13. Zou Lan, Deputy Governor of the People's Bank of China, said at the meeting that the retention and display of negative information are subject to statutory time limits and regulatory requirements, and that anyone claiming they can whitewash credit reports or delete records to remove negative records ahead of time is a fraudster. Zou Lan reminded the public to stay sharp and vigilant, avoid falling into bigger traps such as information leaks, financial loss, and taking out new loans to repay old ones, and jointly eliminate the breeding ground for the black and gray industry.