Shanghai Financial Regulatory Bureau: In conjunction with the Yangtze River Delta regional development strategy, encourage research and development of comprehensive science and technology insurance products for small and medium-sized technology enterprises.

Title context: Text: The Shanghai Financial Regulatory Bureau issued a notice on the "Several Measures to Promote the High-Quality Development of Digital Finance in Shanghai's Banking and Insurance Sectors." It states that support for technology-based enterprises should be strengthened. Under the premise of complying with relevant policies and risk preferences, support for technology-based enterprises should be further increased, credit approval services for technology-based enterprises should be optimized, and efforts should be made to explore the establishment of an intelligent credit approval model for technology-based enterprises, simplify approval processes, shorten approval timelines, and effectively improve the efficiency of credit approval for technology-based enterprises. Align with data in the science and technology finance field, actively apply information such as qualification recognition, R&D investment, intellectual property rights, undertaking major science and technology projects, and leading products of technology-based enterprises to improve the precision of credit profiles for technology-based enterprises. Relying on data such as databases in the science and technology finance field and capital flow credit information, draw maps of key industrial chains and carry out analysis of capital flows in industrial chains. In conjunction with the Yangtze River Delta regional development strategy, encourage research and development of comprehensive science and technology insurance products for small and medium-sized technology-based enterprises, explore the development of products such as cybersecurity property loss insurance and liability insurance, and provide risk protection for technological innovation applications.