ICBC: Implement the interest subsidy policy for residents' home purchase loans

On September 30, Industrial and Commercial Bank of China announced that it has earnestly implemented the requirements of the Notice on Implementing the Interest Subsidy Policy for Residential Home Purchase Loans, and starting from October 1, 2026, will provide interest subsidy services according to the subsidy standards for customers who meet the requirements of the above notice. The bank will adopt a "no application required, automatic enjoyment" processing method, that is, when interest is collected each month, the corresponding subsidy amount will be automatically deducted from each installment repayment, and customers will be promptly informed via SMS and other means. ICBC reminds customers that in the process of handling the interest subsidy business for commercial personal housing loans, the bank does not charge any fees.