The flood season has sparked interest in home insurance; industry professionals suggest matching related products with the type of residence.

Recently, affected by the residual moisture from the typhoon moving north, our country has been experiencing a large-scale and sustained period of heavy rainfall. Many areas in North China, the Yellow River Basin, and East China have successively entered rainfall alert mode, with multiple locations in Beijing issuing orange and red rainstorm warnings. Journalists have noted that, under the influence of the typhoon and flood season, consultation and sales of home property insurance have also been on the rise. Industry insiders have stated that home property insurance generally takes effect at midnight on the seventh day after successful purchase, and some additional coverages have a waiting period of 30 days. Considering that losses incurred during the waiting period are not compensated, it is recommended that consumers plan ahead for home property insurance and not wait until the typhoon or flood season approaches to purchase it.