Dialogue with Zhou Hongyi: The trend of intelligent agents replacing humans in work is unstoppable.

Recently, at the 14th Internet Security Conference, Zhou Hongyi, the founder of 360 Group, had a dialogue with the media. When talking about "WeChat and Alipay betting on AI payment", Zhou Hongyi interpreted it from two points. First, intelligent agents are a long-term technological trend, where all internet software and services will transition from being human-centered to adapting to intelligent agents automatically. Payment systems will inevitably need to establish specialized payment channels for intelligent agents, which is a definite development direction. Second, in the future, intelligent agents will be able to independently complete shopping, ordering food, transportation, and other processes, and AI automatic payment will be an essential capability. However, there are significant governance issues in the industry to be resolved, such as whether intelligent agent payments should rely on verified user identities or independent digital identities, and how responsibility for fund losses due to payment errors should be divided. These issues are not technical barriers, but require industry-wide standard governance. He pointed out: "Despite the risks, intelligent agents will gradually take over many tasks for us humans, and this trend cannot be stopped."