High interest large-denomination certificates of deposit are becoming increasingly scarce, and there is a hidden trend of reselling certificates of deposit at a higher price.

According to China Securities Journal, as deposit interest rates continue to decline and high-interest large-denomination deposits become increasingly scarce, a private price-increasing transaction revolving around the transfer of deposits has quietly heated up on social media platforms. On one side, the transferor is trying to seek higher returns by circumventing the official platform through price increases; on the other side, the transferee is willing to accept a premium just to snatch up the desired deposit with attractive interest rates.