Bohai Bank's annual report shows that both operating revenue and net profit have doubled, and the quality of assets continues to improve.

On March 26, Bohai Bank announced its annual performance for 2025. In 2025, the bank continued to increase its efforts to serve the real economy, continuously optimized its business structure, and improved asset quality. The main profit indicators steadily increased, achieving a double increase in revenue and net profit for two consecutive years, further consolidating the trend of high-quality development. In 2025, the bank achieved operating income of 25.97 billion yuan, a year-on-year increase of 1.92%; achieved a net profit of 5.498 billion yuan, a year-on-year increase of 4.61%, with revenue and net profit maintaining a steady "double increase." The cost-to-income ratio decreased by 1.00 percentage point year-on-year, showing the effectiveness of cost reduction and efficiency improvement. As of the end of the reporting period, the bank's total assets were 1.9341 trillion yuan, an increase of 4.91% from the previous year. Total liabilities were 1.809183 trillion yuan, an increase of 4.35% from the previous year, with a steady growth in deposits. The non-performing loan ratio was 1.66%, a decrease of 10 basis points from the end of the previous year, achieving a double decrease in both amount and ratio. The provision coverage ratio was 162.16%, an increase of 6.97 percentage points from the end of the previous year, with solid risk coverage capabilities and all indicators meeting regulatory requirements.