The Shanghai headquarters of the central bank: RMB loans in the Yangtze River Delta region increased by 2.28 trillion yuan in January.

The Shanghai headquarters of the central bank released the operating situation of monetary credit in the Yangtze River Delta region in January 2026. At the end of January, the balance of various domestic and foreign currency loans in the Yangtze River Delta region was 78.83 trillion yuan, an increase of 8.3% year-on-year, with the growth rate unchanged from the previous month; the balance of RMB loans was 77.93 trillion yuan, an increase of 8.4% year-on-year, with the growth rate unchanged from the previous month; the balance of foreign currency loans was 129.7 billion US dollars, an increase of 7.4% year-on-year, with the growth rate 5.7 percentage points higher than the previous month. In January, RMB loans in the Yangtze River Delta region increased by 2.28 trillion yuan, an increase of 187.2 billion yuan year-on-year. By sector, loans to households increased by 94.4 billion yuan year-on-year, including an increase of 16 billion yuan. Among them, short-term loans increased by 9.4 billion yuan and medium to long-term loans increased by 85.1 billion yuan; loans to enterprises increased by 2.19 trillion yuan year-on-year, including an increase of 189.4 billion yuan. Among them, short-term loans increased by 1.03 trillion yuan, medium to long-term loans increased by 1.4 trillion yuan, and bill financing decreased by 295.5 billion yuan; loans to non-banking financial institutions decreased by 35.6 billion yuan year-on-year, a decrease of 4.5 billion yuan. Foreign currency loans increased by 6.2 billion US dollars, an increase of 6.8 billion US dollars year-on-year.