Mr. Jie stated that the customer can get up to 60% off on the payment plan: "40% off for installment payment, or 20% off for one-time payment".

On January 31, the special task force of Luohu District, Shenzhen, reported the abnormal business operations of Jie Wo Rui Jewelry Company and stated that Jie Wo Rui has initiated the repayment process. Jie Wo Rui announced that all contracts signed before noon on the 30th will be fully repaid by February 2nd. Ms. Huang said she signed a settlement agreement offline on the 26th, and her account has around 1.5 million yuan, with the settlement amount discounted by 40%. On January 30, she received the first installment of 120,000 yuan, with the remaining approximately 480,000 yuan to be paid in 11 monthly installments. Customer Mr. Ye said that, according to his understanding, the repayment plan offers a 40% discount for principal payments in installments, or a 20% discount for a one-time payment. He is considering waiting for other options.