Last year, bank wealth management sales increased significantly, with Postal Savings Bank of China growing by 27%, surpassing Bank of Communications and others.
A scale data of bank wealth management sales obtained exclusively by journalists shows that in December 2025, the scale of wealth management sales by 11 national banks reached 13.46 trillion yuan, a decrease of 1.05% from November but an increase of 10% from the beginning of the year. Looking at the data from the last two months of the year, bank wealth management still exhibits the characteristic of "end-of-quarter contraction." From the annual data perspective, the logic of "deposit migration" remains strong behind the growth in wealth management scale. Among them, Postal Savings Bank showed strong momentum, with a full-year growth rate of 27.2%, ranking first in growth rate among the 11 banks surveyed, and significantly ahead. The second fastest growth rate was the bank hailed as the "Retail King," China Merchants Bank, which grew by 12.2% from the beginning of the year. Industry insiders analyze that channel expansion to more diverse and down-to-earth markets, as well as a strategic shift towards "product allocation," could be key factors driving significant growth.
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