The highest dividend rate is 35%. Listed banks are distributing big red packets before the Spring Festival.

As the Spring Festival approaches, the distribution of mid-year dividends for listed banks in 2025 is gradually coming to an end. On January 23, Huaxia Bank and Chongqing Rural Commercial Bank welcomed the semi-annual cash dividend payment, distributing a total cash dividend of over 3 billion yuan. It was noted by reporters that up to now, 25 A-share listed banks have completed the distribution of cash dividends, with China Merchants Bank also distributing a mid-year dividend for the first time totaling 20.897 billion yuan. In addition, since the beginning of the year, many institutions such as Nanjing Bank and Qilu Bank have seen shareholders and senior executives increase their holdings. Interviewed experts point out that the banking sector, with high stability in performance expectations and strong dividend attributes, still holds appeal for stable capital. Looking ahead to 2026, the banking industry is expected to continue its trend of profit recovery and stabilize its operating environment.