The wave of bank credit card sub-center closures continues, and the industry is moving towards a new stage of refined operations.

Since the beginning of 2026, the wave of bank credit card sub-center closures continues. On January 16, the Zhongshan sub-center of the credit card center of Guangzhou Bank was approved to cease operations, making it the second credit card sub-center of Guangzhou Bank to close this year. A week earlier, the Jiangmen sub-center of the bank had already ceased operations. According to incomplete statistics from reporters, more than 60 credit card sub-centers nationwide have closed since 2025. Industry insiders say that this series of adjustments indicates that the credit card business is moving from a stage of extensive expansion to a new stage of refined operation.