Exclusive commercial pension insurance rates exceed deposits with an 80% return exceeding 3%.

Recently, several insurance companies have disclosed the settlement interest rates for their exclusive commercial pension insurance products by 2025. According to incomplete statistics from reporters, a total of 16 insurance companies including National Pension, China Life, New China Pension, and ICBC Life have already published the settlement interest rates for 40 exclusive commercial pension insurance products by 2025. Among these 40 exclusive commercial pension insurance products, over 80% have settlement interest rates exceeding 3.00% by 2025, with 32 products having a settlement interest rate of 3% or higher for their conservative accounts, and 38 products having a settlement interest rate of 3% or higher for their aggressive accounts.