Real estate developers on the whitelist are about to have the deadline for their projects extended, and reevaluating the value of collateral is crucial.

Recently, there was news that regulatory authorities issued the latest policy guidance on the real estate financing coordination mechanism. The core point is that for projects already on the financing coordination mechanism "white list," and meeting certain conditions and standards, they can apply for loan extension from the original lending bank. After verifying from multiple sources, it was confirmed that the policy is indeed in place. Insiders in the industry believe that this policy adjustment by the regulatory authorities aims to help high-quality projects with compliance but struggling in a sluggish market to gradually recover by "exchanging time for space," in order to balance between "ensuring delivery" and "preventing risks." However, despite the relaxed policy signals, providing sufficient collateral remains a key prerequisite for projects to obtain extensions or be included in the "white list." According to third-party statistics, nearly sixty percent of institutions believe that "providing sufficient collateral" is the main challenge in current financing projects, and future guidelines on collateral value reassessment will affect the effectiveness of the policy.