Shanghai: Expand the coverage of direct payment services for commercial health insurance, gradually achieve simultaneous settlement of medical insurance and commercial insurance in major tertiary hospitals in Shanghai.

date
13/01/2026
The Shanghai government has announced several measures to promote the improvement of service industry quality and efficiency, as well as the expansion of consumer market, including optimizing and upgrading the "Hu Hui Bao", "Hu Jia Bao", "Hu Ye Bao", "Hu Qi Bao" and other "Hu" series of universal insurance products, increasing insurance coverage for specific groups and small and micro service industry operators. They will enrich the supply of travel insurance, accidental injury insurance, health insurance, and expand the commercial health insurance direct settlement service coverage, gradually achieving synchronized settlement of medical insurance and commercial insurance for major third-tier hospitals in Shanghai. They will actively develop the third pillar of pension insurance, encourage the development of diversified personal pension products, and innovate commercial pension products.