Beijing Financial Regulatory Bureau: The balance of inclusive small and micro loans within its jurisdiction has reached 1.08 trillion yuan, with an average annual growth rate of over 20% in the past five years.

On November 21, the Beijing Municipal Government Information Office held a series of theme press conferences on the high-quality conclusion of the "14th Five-Year Plan" in the capital city - focusing on the achievements in the development of the financial industry. Zhu Yansheng, Secretary of the Party Committee and Director of the Beijing Financial Regulatory Bureau, was invited to attend the press conference and answered questions from reporters. The high-quality development of the industry is being solidly promoted, mainly in three aspects: the comprehensive strength continues to increase. By the end of the third quarter of 2025, the total assets of the banking industry within the jurisdiction reached 38.3 trillion yuan, an increase of 33.3% compared to the end of the "13th Five-Year Plan". The overall industry risk is controllable. Over the past five years, the amount of non-performing loans disposed of within the jurisdiction has increased by 1.4 times compared to the "13th Five-Year Plan" period. The non-performing loan ratio is 0.7%, consistently among the lowest in the country. The capital adequacy ratio of banks is 16.58%, 1.22 percentage points higher than the national average. The deepening of the reduction and improvement of the quality of small and medium-sized financial institutions is being actively promoted. In the past five years, three rural commercial banks have transformed from legal institutions to branches.