Zhongbao Investment Party Secretary and Chairman Jia Biao: AI has the potential to become a "lighthouse" that can navigate through the investment fog.

On November 19, the "19th Shenzhen International Financial Expo and 2025 China Financial Institutions Annual Conference" opened in Shenzhen. The Secretary of the Party Committee and Chairman of China Insurance Investment Co., Ltd., Jia Biao, delivered a speech titled "Asset Management Reshaping under AI Driving". He elaborated on the asset management industry in the AI era from the perspectives of new possibilities, new paradigms, new challenges, and new explorations. Jia Biao stated that the asset management industry is facing the challenge of "coexistence of low interest rates and increased volatility", and AI may become a "lighthouse" to navigate through investment uncertainties. AI enables complex investment decision-making to transition from "feeling like a blind man touching an elephant" to having a super compass for the first time in history. Additionally, AI helps in long-term investment to "survive cycles", which is especially significant for patient capital. Therefore, embracing AI in asset management is not a choice, but a necessity. He believes that AI is leading the asset management industry into a new paradigm. On one hand, AI-driven asset management expands the business boundaries in aspects such as client base, service content, investment targets, investment research and decision-making, and institutional ecosystem. On the other hand, AI is reshaping the "whole process of asset management". Jia Biao also emphasized that despite the broad prospects, the introduction of AI in the asset management industry also faces certain challenges. When introducing AI, asset management institutions should pay attention to data security, ethical issues, and regulatory compliance. He also introduced the AI application practices of the Shanghai Asset Management Association, China Insurance Investment Company, and international asset management institutions.