Commercial banks are intensively promoting the transfer of non-performing assets.

Recently, many banks have issued announcements for the transfer of non-performing assets. Since November, the Bank of China Tianjin Branch, the Construction Bank Shanghai Branch, and the Guangfa Bank Changsha Branch have successively announced the transfer of non-performing loans. According to the data from the Depository Institution Credit Registration Center, nearly 90 banks have issued announcements for the transfer of non-performing loans since October, including large state-owned banks, joint-stock banks, and city commercial banks, involving amounts exceeding billions of yuan. Among them, personal housing loans, consumer loans, and business loans have become the main categories for transfer, with credit card overdraft assets also making up a significant proportion.