Ping An Insurance (02318): Ping An Bank's net profit for the first three quarters was 39.186 billion yuan, a year-on-year increase of 2.2%.

Ping An Insurance (02318) has announced that from January to September 2026, Ping An Bank achieved operating revenue of 103.1 billion yuan, a year-on-year increase of 2.4%, and a net profit of 39.186 billion yuan, a year-on-year increase of 2.2%. Net interest income increased by 0.3% year on year, and the net interest margin was 1.80%, up 1 basis point from the same period last year and up 2 basis points from the full year last year. Net non-interest income increased by 6.5% year on year, accounting for 35.25% of total income, up 1.36 percentage points year on year, mainly due to year-on-year growth in net non-interest income from businesses such as wealth management and bond investment. The bank drove cost reduction and efficiency improvement through digital transformation, with a cost-to-income ratio of 27.01%, down 0.46 percentage points year on year.