China Merchants Bank (03968) announced that its net profit attributable to shareholders in 2025 was 1501.81 billion yuan, an increase of 1.21% year-on-year.
China Merchants Bank (03968) announced its performance in 2025, achieving an operating net income of 337.273 billion yuan, a year-on-year increase of 0.05%; including a net interest income of 215.593 billion yuan, a year-on-year increase of 2.04%, and a non-interest net income of 121.68 billion yuan, a year-on-year decrease of 3.31%. The net profit attributable to the bank's shareholders was 150.181 billion yuan, an increase of 1.21% year-on-year; with a basic earnings per share of 5.70 yuan.
China Merchants Bank (03968) announced its performance in 2025, achieving operating net revenue of 337.273 billion yuan, a year-on-year increase of 0.05%; among which, net interest income was 215.593 billion yuan, a year-on-year increase of 2.04%, and non-interest net revenue was 121.68 billion yuan, a year-on-year decrease of 3.31%. Net profit attributable to the bank's shareholders was 150.181 billion yuan, a year-on-year increase of 1.21%; basic earnings per share were 5.70 yuan.
As of the end of the reporting period, the total assets of the group were 13.070523 trillion yuan, an increase of 7.56% over the previous year-end; total loans and advances were 7.258058 trillion yuan, an increase of 5.37% over the previous year-end; total liabilities were 11.789624 trillion yuan, an increase of 7.98% over the previous year-end; total customer deposits were 9.83613 trillion yuan, an increase of 8.13% over the previous year-end.
As of the end of the reporting period, the group's non-performing loan balance was 68.206 billion yuan, an increase of 2.596 billion yuan over the previous year-end; the non-performing loan ratio was 0.94%, a decrease of 0.01 percentage points from the previous year-end; provision coverage ratio was 391.79%, a decrease of 20.19 percentage points from the previous year-end; loan provision ratio was 3.68%, a decrease of 0.24 percentage points from the previous year-end.
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