Hong Kong dollar lending rates are generally decreasing, with the one-month lending rate at 1.95%.

On March 23, the Hong Kong dollar interest rates generally decreased, with the one-month interbank rate related to property mortgages at 1.95107%, a decrease of 7.268 basis points, and falling for the fourth consecutive day. If homeowners choose H+1.3%, that is, 3.25%, it is tied to the "ceiling level". The three-month interbank rate, which reflects the cost of bank funds, is at 2.32911%, a decrease of 1.327 basis points. The overnight rate is at 1.3%, a decrease of 10 basis points; the one-week interbank rate fell by 6.637 basis points to 1.48619%, and the two-week rate decreased by 9.643 basis points to 1.83506%. In terms of longer-term rates, the six-month interbank rate increased by 0.226 basis points to 2.60494%, while the one-year rate increased by 6.761 basis points to 2.88952%.