The three major note-issuing banks in Hong Kong maintain the most favorable interest rates unchanged.

On the morning of March 19, the Federal Open Market Committee of the Federal Reserve announced the decision to maintain the federal funds rate target range at 3.50-3.75%. Three note-issuing banks in Hong Kong, HSBC, Standard Chartered Bank (Hong Kong), and BOC Hong Kong, also announced that they would keep their interest rates unchanged. HSBC announced that they would maintain the prime rate (P) at 5%. The interest rates for Hong Kong dollar savings accounts at HSBC remain unchanged, with an annual rate of 0.001% for account balances of HK$5000 or above; balances below HK$5000 will continue to earn zero interest. In addition, HSBC will maintain an additional annual interest rate of 0.001% for comprehensive wealth totaling HK$1 million or more. BOC Hong Kong announced that they would keep their Hong Kong dollar prime rate and current savings account interest rate unchanged at 5% and 0.001% respectively. Standard Chartered Bank (Hong Kong) announced that the Hong Kong dollar prime loan rate will remain unchanged at 5.25%, and the interest rate for Hong Kong dollar savings accounts will also remain unchanged. The Hong Kong Monetary Authority responded to the interest rate decision today by stating that there is uncertainty regarding future interest rate movements in the United States, which will also have an impact on Hong Kong's interest rate environment. The public is advised to carefully consider and manage interest rate risks when making decisions related to property ownership, investments, or borrowings. The Hong Kong Monetary Authority will continue to closely monitor market changes to maintain monetary and financial stability.