Hong Kong dollar interbank rates generally trended lower, with the overnight rate dropping by 29 basis points to 1.79048%.

13:39 08/12/2025

On December 8th, Hong Kong dollar interest rates generally decreased, with overnight rates at 1.79048%, down 28.976 basis points.

On December 8, the Hong Kong dollar Interbank Offered Rate (HIBOR) generally decreased, with the overnight rate at 1.79048%, a decrease of 28.976 basis points. The one-week HIBOR fell by 9.702 basis points to 2.1575%, while the two-week HIBOR decreased by 8.035 basis points to 2.25917%. On the other hand, the one-month HIBOR, which is related to mortgage rates, increased for the fourth consecutive day to 3.09571%, a rise of 2.059 basis points. The three-month HIBOR, which reflects the cost of bank funds, was at 3.05661%, a decrease of 1.53 basis points. In terms of longer-term rates, the six-month HIBOR increased by 0.072 basis points to 3.10042%, while the one-year rate fell by 0.166 basis points to 3.1353%.

Sticking too close becomes a resistance? The path of the Federal Reserve Chairman Haslet is changing, Washington's presence is increasing.

Fannie Mae and Freddie Mac quietly increased their holdings of tens of billions in mortgage-backed securities, paving the way for lower interest rates and an IPO.

The market is back to the "bad news is good news" logic! Soft non-farm data = higher rate cut probability, U.S. stocks and bonds are expected to receive support.

Sticking too close becomes a resistance? The path of the Federal Reserve Chairman Haslet is changing, Washington's presence is increasing.

Fannie Mae and Freddie Mac quietly increased their holdings of tens of billions in mortgage-backed securities, paving the way for lower interest rates and an IPO.

The market is back to the "bad news is good news" logic! Soft non-farm data = higher rate cut probability, U.S. stocks and bonds are expected to receive support.