Behind the bank selling houses next is: Financial institutions are becoming increasingly proactive in disposing of non-performing assets.

"Banks are also selling houses now, at a much lower price than market value." The news of a bank directly listing properties for sale on an online platform has attracted market attention. These properties, known as bank "direct supply houses," are becoming a new choice for some homebuyers due to their price advantage and relatively clear property rights. Behind this is the proactive action of financial institutions in dealing with non-performing assets. In fact, in the past two years, in addition to banks, consumer finance companies, automobile finance companies, and other non-bank institutions have also joined the ranks of clearing non-performing assets, with increasing efforts. Industry experts say that the disposal of non-performing assets has shifted from "passive collection" to "active management," with various institutions combining their own asset characteristics to create differentiated disposal paths.